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Wealth Management Privacy Policy

What Does First Bankers Trust Co. Do With Your Personal Information?

Rev. Date 02/2016

Why?
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What? The types of personal information we collect and share depend on the product or service you have with us. This information can include:
  • Social security number and income
  • account balances and assets
  • transaction history and investment experience
When you are no longer our customer, we continue to share your information as described in this notice.
How? All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information, the reasons First Bankers Trust Co. chooses to share; and whether you can limit this sharing.
Reasons We Can Share Your Personal Information Does First Bankers Trust Co. Share? Can You Limit This Sharing?
For our everyday business purposes –
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus		 Yes No
For our marketing purposes –
to offer our products and services to you		 Yes No
For joint marketing with other financial companies No We Do Not Share
For our affiliates’ everyday business purposes –
information about your transactions and experiences		 Yes
 No
For our affiliates’ everyday business purposes –
information about your creditworthiness		 Yes
 No
For our affiliates to market to you No We Do Not Share
What We Do
How does First Bankers Trust Co. protect my information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does First Bankers Trust Co. collect my information? We collect your personal information, for example, when you
  • open an account or provided account information
  • show your driver's license or seek investment advice
  • make deposits or withdraws from your account
We also collect your personal information from other companies.
Why can’t I limit all sharing? Federal law gives you the right to limit only
  • Sharing for affiliates’ everyday business purposes –information about your creditworthiness
  • Affiliates from using your information to market to you
  • Sharing for non-affiliates to market to you
State laws and individual companies may give you additional rights to limit sharing.
Definitions
Affiliates
Companies related by common ownership or control. They can be financial and non-financial companies.
  • Town & Country Bank and Trust
Non‑Affiliates
Companies not related by common ownership or control. They can be financial and non-financial companies.
  • First Bankers Trust Co. does not share with non-affiliates so they can market to you.
Joint Marketing
A formal agreement between non-affiliated financial companies that together market financial products or services to you. 
  • First Bankers Trust Co. does not jointly market.
Questions?
Call 866-891-7619 or Contact Us
Investment products are not FDIC insured, not guaranteed by the bank, and may lose value